Blog

SMSF Contributions

Posted on July 10, 2020

Contributions can play an essential role in a Self-Managed Superannuation Fund Your contributions can be made in two ways – by cash or an asset (known in the trade as ‘in specie’ contribution). Typically, your SMSF can accept: employer contributions personal contributions salary sacrifice contributions super co-contributions eligible spouse contributions. The Australian Taxation Office (ATO)...
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Women & Superannuation – How to narrow the Super Gap

Posted on June 26, 2020

When it comes to superannuation, Australian women are still playing catch up. According to the Australian Bureau of Statistics, women are retiring with 37% less than men in their super accounts, which is a frightening thought considering women, on average, live up to five years longer.   So, what’s behind the super gap? The super...
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How To Review Your SMSF Investment Strategy

Posted on June 12, 2020

A new year can be a good time for SMSF trustees to revisit finances with an eye to reviewing their SMSF investment strategy. The question is: what is a good investment strategy? Unfortunately, there is no simple answer. Super law does set out some requirements that trustees of regulated super funds need to consider when...
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How To Access International Markets In An SMSF

Posted on May 29, 2020

Investing across assets and markets could be an important part of a balanced SMSF strategy. According to the Australian Tax Office’s quarterly report released in March 2019, in practise, SMSF portfolios tend to be concentrated in Australian investments1, with Investment Trends research finding trustees are under-allocated to international assets and may be unaware of the...
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Do Falling Markets Signal A Good Time To Open An SMSF?

Posted on May 27, 2020

Historically, self-managed super funds (SMSFs) have been seen as a direct way to take control of your retirement savings. By taking charge of your investment selection and asset allocation, there may be the perception that you could outperform your retail or other super fund by taking control over your choice of investments Hence, when investment...
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Diversifying Your SMSF Investments

Posted on May 15, 2020

In investment terms, “diversification” refers to the process of allocating your savings in a way that reduces your exposure to any one particular asset, asset class or risk. In turn, diversification can lead to a reduction in the overall level of risk or volatility associated with your investment portfolio. Of course, the old adage about...
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Develop a Retirement Savings Plan

Posted on May 1, 2020

Some sensible strategies can help you make the most of your assets to enjoy a fulfilling retirement. Don’t leave it all to chance. Discover how to develop a retirement savings plan so you can enjoy a rewarding tomorrow.   How am I tracking to live the life I want in retirement? There is no magic...
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Seven Super Strategies for End of Financial Year

Posted on April 22, 2020

The end of the financial year is a good time to think about how you could grow your super and start saving for retirement. Here are seven super strategies you could consider before the end of the financial year to help your super work harder for you.   Tax-deductible super contributions You may be eligible...
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Effective Super Strategies For Tax Time

Posted on April 17, 2020

There is nothing quite like a deadline to turn good intentions into strategic actions. So, it is important not to let the financial year pass without giving some thought to a number of tax effective super strategies, while, at the same time, taking the opportunity to consider how to put steps in place for the...
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Should Your SMSF Be Diversified?

Posted on April 3, 2020

In investment terms, “diversification” refers to the process of allocating your savings in a way that reduces your exposure to any one particular asset, asset class or risk. In turn, diversification can lead to a reduction in the overall level of risk or volatility associated with your investment portfolio. Of course, the old saying about...
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